Transferring the Family Cottage

The family cottage should invoke memories of warm weather, sunshine, and happiness. Unfortunately, for some, estate battles or family fights surrounding the cottage can tarnish these positive memories upon the death of the owner of the property. Family fights over the cottage property may be contentious, as cottages can hold significant financial and sentimental value.…

Federal Budget 2017

BMO has published an excellent summary of the 2017 budget.  Tax rates for businesses remain unchanged, but if there is a change south of the border with their taxation rates, we could expect to see things change.

https://www.bmo.com/pdfs/17-0568-federal-budget-2017-insurance-e.pdf

 

 

Insurance Solutions

What type of insurance is the best? There are two main types of insurance and insurance can be used to solve many problems from simple mortgage insurance, income replacement in the event of death and many estate planning issues. A good life insurance advisor will ask many questions to determine what type of life insurance…

Critical Illness Insurance

Critical Illness Insurance was first introduced in South Africa in 1983, and was created not by an insurance company, but by a physician. A generation ago, people were not surviving cancer, heart attacks, strokes and many other serious illnesses. With advances in medicine and medical technology, we are surviving these illnesses, however financial stress ends…