Critical Illness Insurance was first introduced in South Africa in 1983, and was created not
by an insurance company, but by a physician.
A generation ago, people were not surviving cancer, heart attacks, strokes and many other
serious illnesses. With advances in medicine and medical technology, we are surviving
these illnesses, however financial stress ends up destroying us.
Critical Illness protection works similarly to a life insurance policy and pays a lump sum
upon diagnosis of the critical illness.
Consumers still want to know what the right insurance product is to protect against critical
illnesses such as cancer, heart attack and stroke. The question is the same, but the answer
has changed. A person still needs life insurance, but he or she also needs critical illness
To quote the founder of Critical Illness Insurance, Dr. Barnard: “You need critical illness
protection not because you are going to die, but because you are going to survive.”
Let me help you find the right critical illness product for you.